I went to a TCC store after my moto g 6 screen shattered from my seat belt with phone in my jacket pocket. I had no insurance and just recently purchased this phone. The person at TCC store stated since I was long time customer he could get me a new phone and it would be 17.00 per month and pay off my old phone. I went with it. He gave me a Zen phone and never told me the cost of the phone. That Zen phone screen is now shattered and slightly bent with similar scenario - got caught in between car door and seat belt . I now find out the Zen phone is 600.00 and he deducted 230.00 from other phone and if had known this I would not have done this deal. I was not told the details of the deal. He made it soundlike he was gving me a great deal. Now i am paying for a phone that does not work and can ot be fixed. I can afford monthly insurance on phone since retired.