My last experience with Verizon/Asurion was so frustrating that I'm thinking of changing providers. I'm shocked that after telling Verionz/Ausrion after receiving my 2nd defect phone within 2 days that I need my 200.00 deductible back so I can go to Verizon and buy a new phone. they told me based on the terms and conditions that I can't do that, and I need to wait for the 3rd replacement phone. I'll be cancelling out of this scam out of my monthly bill.