I upgraded my iphone 11 to a 12. I talked to an agent and decided to wait then went on-line and ordered. I have had my 11 for 10 months but it said on the website, I was eligible to upgrade for 127. I decided to do that and now when I got my first bill there is a charge for 104 added to pay the payments for months 11 and 12. I never saw anything telling me there would be that extra 104 charge until I got my bill. Even when I looked at the projected bill it did not reflect that charge. Verizon will lie, cheat and steal from their customers. As soon as I can payoff my 12, I will cancel my account with Verizon and get better service elsewhere.