One of the drawbacks of using a bank to autopay your account is that you often don't take the time to check every line item on the bill. For 4 months now, I have been charged fraudulently fees and for phone calls that I never made. I have spent 2 days on the phone and laptop trying to get this issue resolved. I am highly disappointed with Verizon and am currently considering changing my wireless, home, and internet accounts to Comcast. The problem is that USBI is not a company. It is a brokerage house that is allowed to bill you, through Verizon, for phone calls that you never make. Upon looking it up on the internet, I was amazed to see several class action litigation pending against USBI for this very thing. Still, Verizon told me to call USBI directly, which I did yesterday, to cancel the account, that I never agreed to in the first place. After contacting the chat line, I was told that Verizon is not responsible for false charges, even though I was assured that a 3rd party service provider block was but on our account. I am still not satisfied. It's not the amount of charges, but the principle that Verizon allows 3rd parties to illegally bill your account for calls that you never made.