Hello, I am needing some direction and assistance.
This week on my credit report a new collections agency showed up and it took my credit score way down.
It is from a verizon account. This account belongs to my Ex of like 12 years ago. We switched the account owner from my name to his name, and removed me from the account. So why in the world would it go to my name in collections and on my credit reports?
I do I dispute this and get it removed from negatively impacting my credit score? I need Verizon to give me proof that I don't own the account anymore.