We're new to verizon and im sooo overwhelmed that i need help. My husband got two iphones last week. Chose a family plan and he was told Protect cell insurance was the best option ($129 for each phone, 1 year coverage - $150 deductible 1rst request $200 2nd request) This is supposed to cover everything, form lost, to stolen to water damage an so on. I just had the time to check on his detailed receipt and noticed that it says Verizon extended coverage denied... he was never asked if he wanted this. What does this mean??? I know i have 30 days to cancel the protect cell insurance so i need to be sure of what im doing and im totally not !! what about manufacturers warranty?? I would really appreciate whatever help u guys can provide me with thank you so much!!