Today I got a notification of an over the air update for my Galaxy S5. Version_SM-G900V_NE9_TO_NI12 I followed the directions and after the phone said Update Installed Properly, all of the info from my 64G memory card is gone. This happened immediately after the installation. Now the card is unreadable and on the computer says it must be formatted. Tech support says that there is nothing related to the SD card in the update. It's not a concidence! This update was the cause of the failure. BEWARE of this update. Or it may be related to the new HD Phone software that was also offered by Verizon.