...it's actually not the same at all. Verizon has a contract with asurion, which is why we pay Verizon for our insurance and not Asurion directly. In the case of financing and insuring your car, I don't pay my finance company Capital One to insure my car with Progressive. I pay Progressive directly for insurance and I pay Capital One separately for my car payment. If we terminate ourselves from Verizon, our phone is no longer insured with Asurion, which is not how it works with cars. I think VZ can have a say on billing deductibles to their customers bill
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