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Is there any possible way to upgrade early? I have an lg v10 that I've had for about a month and kinda want another device... Is there any way to swap or upgrade early?
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If you're on a 2-year contract you must fulfill the contract before Verizon will subsidize another phone for you.
If you're on a Payment Plan, you can pay off the balance of the phone, then setup another payment plan, or simply purchase a new phone for retail price.
Either way, that new device will cost you full retail, it's simply a matter of how you're going to pay for it; over the course of two years, or all up front.
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If you're on a 2-year contract you must fulfill the contract before Verizon will subsidize another phone for you.
If you're on a Payment Plan, you can pay off the balance of the phone, then setup another payment plan, or simply purchase a new phone for retail price.
Either way, that new device will cost you full retail, it's simply a matter of how you're going to pay for it; over the course of two years, or all up front.
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To add to Xyvis, pay off your phone if on DPP and sell it, as it is still worth good money. Take that money and buy outright used to basically break even, or buy another new phone on full price or DPP.
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How did you purchase your current device? Reduced price by signing a 2 yr service contract, full retail cost up front or payments spread out over 2 yrs?
If you purchased at a reduced price by signing a 2 yr service contract, you will have to purchase a new device by paying full retail up front.
If you purchased at full retail up front and are not under any service contract/payment plan on that line, you would be able to purchase at full retail cost up front, on payments if credit qualified or at a reduced price by signing a 2 yr service contract(depending on what service plan you have).
If you purchased at full retail with payments spread out over 2 yrs, you could purchase a new device at full retail up front or pay off your current device and then purchase at full retail with payments spread out over 2 yrs.
Regardless what you do, you would then be able to take your current phone and sell it yourself on a site such as swappa.com in order to recoup most if not all of the additional cost.
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I personally do what Snn5 suggested.
I am on a More Everything plan and although my phone was relatively new back in 2014 when I purchased it, I got a Droid Turbo as the monthly payment was $24.99 and it qualified me for a $25 line access discount.
After about 6 months, I bought another phone and sold the Turbo (still have the payments until later this year), and I have been doing that since.
After everything is said and done, as long as I keep my current phone in great shape (case, screen protector), when I sell it end up only paying around $100 or so for the new phone.