Did you have insurance on the phone? If not, would your homeowner's insurance cover it? Options besides full price for a new phone:
-Borrow one from a friend
-Buy a used one from eBay or swappa.com
-Buy a Certified Pre-owned
Have you filed a police report, deactivated the stolen phone, and reported it as stolen to Verizon so you will not get any unauthorized charges for it on your bill?