I bought this Samsung Droid Charge 2 years ago and after a few weeks the camera was pretty much useless. I had the phone replaced 3 times with the same results. I replaced the card with no luck and essentially just gave up and realized I have no camera for this phone. My contract is up in 3 weeks and I'm done. For the money I paid at the time for this phone and monthly for the past 2 years to not have the ability to take a picture at night it is absolutely ridiculous. Verizon has proven to me without a doubt that they are completely incompetent. Do you have a solution to resolve this matter 2 years later? No you don't.
You might try the FREE APP HDR Camera. Then use that APP to take pictures instead of the camera app that came with your Charge phone.
This APP quickly takes 3 photos at 3 different light settings (called bracketing), averages them, and produces a very nice picture especially when some areas are dark and other areas are bright.
You will like this APP assuming that your Charge Phone is working properly (not broken) and your battery can produce enough mAMPS to operate the camera without shutting down the camera.