SD card not working with new phone

I just got a new Incredible 2 after my first one stopped charging. I did all the normal steps of setting up a new phone, but when I went to use the camera or any of my apps it keeps telling me to insert my SD card, the card is in place and I've tried taking it out and putting it back in and I've also tried putting it in a different phone. But it still doesn't work, any help?