Verizon Insurance - Anyone have it?

[upsandowns]

Think it's worth it?

[gerio]

Say you lose your Droid X or flush it, wash it, lose it to a thief, dog eats it, whatever.

A replacement will cost $569.00. Period.

If you have the Assurion (not Verizon) insurance, it will cost $89.00. Granted, it wil be a refurbed phone, but the math still does it for me.

Yeah, its worth it. I''ve used it twice. And the refurbed phones I got were nearly indistinguishable from new units.

Geri O

[galaxie500fb]

i always opted out of the insurance with my previous phones except for the x i got. my last phone was an env touch and i would have to leave it on a window sill attached to an overhead garage door because thats where i got the best signal in a small town that still has poor signal reception. i forgot it was there and opened the door and backed out a town owned international dump truck right over the touch and just anihiliated it. I would like to add that the people at the verizon store replaced my phone that was destroyed by my forgetfulness at a cost of $50.00. I gave the replacement to my girlfriend and when i got the x and when the salesperson asked me if i wanted insurance she gave me a copy of the contract to read and it covers accidental damage so i went for it and hope i never need it but i`ll be glad i do if i`m ever that forgetful again.

[noahbram]

The insurance is most definitely worth it. My wife and I have replaced 3 to 4 phones over the last 5 years, for a variety of reasons. Each time I contact Assurian, and a new phone is shipped to us via FedEx overnight. Most of the time, the replacement phones have been brand-new phones, not refurbished.

Considering what the actual replacement cost of each phone would have been without insurance, $50 is a real bargain...

Especially as my new Droid X retails for over $500.00...

Do yourself a favor and buy the insurance ( 4 to 6 dollars a month), because accidents do happen...

Hope this helps...

Noah

[luvdogs]

Considering that you'll have to shell out almost $600, yeah, I'd say it's worth it. Yes, I do have it and hope I never have to use it. What a pain putting a new phone into the phone you want.

[noicedroid]

It's definitely worth it. When I ordered my Droid X in store, the guy said for an extra $8 per month I would get to replace my lost, stolen, broken Droid X for $80 instead of the full retail which is like $579. It's not a bad deal if any of you are clumsy like me. 

[Jeff918]

It's like any other insurance, stinks paying for it if you never need it but you will be glad you have it if you do.

[crb79]

The VZW TEC plan is worth it.  It gives you assurion protection plus an additional 1 yr warranty on your device to bring you to a 2 yr warranty period.

Now as for the Assurion insurance, sure they are a little high, and some people can get a wireless phone coverage from their local Insurance company.  Unfortunately not all Insurance companies cover this in all areas.  Last I looked State Farm was looking for about $40 for a 1 yr coverage on the X, but was not available in my area.

[TheGreatOne]

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upsandowns wrote:

Think it's worth it?

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Check out this thread for other opinions---->Insurance Worth It??

What I said from the thread..................

I have never have siged up for insurance for the whole time I have been with Verizon (which has been 8 or 9 years). Only one time did I damage a phone, but it was still useable. Even if I did have insurance at the time I probably wouldn't have got a new phone. Simply because I was in love with that LG device.

Personally I don't like spending the extra money and like to save. If i don't land up breaking a phone then that whole time my money just went down the drain.You can do the math to figure how much you have just wasted. I think that Verizon should refund you that money or just make a insurance a one time fee. Even my phone did break, I would just switch back to an older Verizon phone or ask anyone if they have a spare. Insurance= not worth it (just my view )

[gerio]

Is that how you feel about health insurance? Auto insurance? Home insurance? Life insurance?

Yeah, to each his own. I guess I'm not a gambling kind of guy.

Geri O

[NYsMissingStar]

I would say get the insurance.. I've had to use it when my Storm1 was sold to a fraud ebay user... I had to call and get another Storm1.... Never know when you might need to use it.....

[EnchantdBarbiee]

just curious of the insurance you choose for 7.99, when picking your plan options... will cover a phone replacement if lost or damaged?
or is it a diff insurance plan I would need for that?

[TheGreatOne]

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EnchantdBarbiee wrote:
just curious of the insurance you choose for 7.99, when picking your plan options... will cover a phone replacement if lost or damaged?
or is it a diff insurance plan I would need for that?

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if you have insurance, insurance covers:

• Lost/stolen phone
• Water or liquid damage
• Physical damage done to the phone (like dropping it on the concrete & it smashing)