Our insurance gives you peace of mind in knowing that if something happens to your device, you're covered. To clarify, insurance does need to be added within 30 days of activating your device. So, you are not eligible to add insurance if you've had your phone for a year.
There are times when we offer Open Enrollment to our customers, and as long as your device is fully functioning, without damage, and free of defects, you can add the insurance. You can receive email updates at the following link:
https://forms.verizonwireless.com/dgf/optin/2012/08282012_general_optin/ For your review, check out the details of Verizon Protect: https://www.verizonwireless.com/support/verizon-protect-faqs/