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How do I speak to a human. I call and they tell me there are no representatives to use live chat and it is just a computer giving me basic responses, telling it can't help me that I need to call. This is ridiculous! So if live chat can't help me and you have no representative, does that mean your are not providing me a service and I can't cancel any obligation I have to your company. If you have no obligation to me as a customer. I have no obligation to you!