You have reached the right place for a clear explanation. I always want to make sure that I fully understand what my charges are as well. Provide us more insight on your account. Do you currently have any Device Payment Plans? If so which type of phones. Do you have mobile insurance on your lines?
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how much are you paying for each device monthly?
$80+ (4 lines @ $20) + (4 lines @ $40 activation charge) = $320 + cost of phones
if your phones are let's say $20 a piece a month we add +$80 and it gets us to $400
service is usually prorated for the first few days before the start of your billing cycle so maybe another $10-$20 in proration and you're up to $420+tax
this is just to give you a general idea. it's likely that your devices are more than $20 a month.