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How to get off of Verizon Plan?

I recently just got married and I am expecting a little one in about a month so money is quite tight, I am still on my mothers phone plan, in which  i am paying, which is close to $300 a month for just her phone and mine. My husband and i are wanting to part with my mom and join our own plan not through Verizon, since his family lives in a area with no coverage and since we are currently paying for two separate phone plans. The only problem is i still owe on my phone and can not pay the amount due to pay off my phone in order to switch it. Is there any better or cheaper ways to get my phone off my moms plan so that I can move to a new service provided that will be covered in the areas that we need? 

Re: How to get off of Verizon Plan?
Sr. Member

Pay the loan with a credit card then pay the card back?