Verizon Protect Home with Asurion total waste of money

A Verizon Rep sold me on their Home Protection Plan by saying that I had protection on ANY device in my home, no matter how it was damaged. THAT IS A LIE!! I was told that the nature of the damage was irrelevant, that even if my child knocked my TV off the entertainment center it would be replaced! Then, when I made a claim for a similar incident, it was denied. What a complete waste of money!!