DO you use/need more than 1GB?
AT&T charges $25 per month on a 1GB plan plus $20 for the line access. That's the same $45.
T-Mobile charges $50 per month for 1GB of 4G/LTE ad slows you after that but it's still more than $45.
I use more than 1GB a month. I know I don't exceed 3 or 4 gigs a month. It would be nice though if Verizon offered at least 2.5 GB a month on the $45 plan.
Because that's what suits you I particular.
You say that it is $45 for the 1GB. You must be on Edge. You can get the 2GB More Everything plan on Edge for $40 (2GB) plus $15 (line) totaling $55. Plus the cost of your phone. That is only $10 more. for 1 more GB. Good deal since on the individual plan the overage is $15/500MB. Which means if you pay the overage you are like $70 so you are actually saving.
Autopay gives you 1GB bonus instantly after signing up. I got on during a promo of 2nd month free with port in. Turned into a free 1st month and a credit for the 2nd since I had to pay to start. My 1GB bonus went into effect same day. So, I pay $45+ tax = 50.80 for 2GB. 1 week in and I am at a whole 15MB. But, I use wifi mostly so, it works for me not having a contract and using a G2 from a previous contract.