Who else thinks it makes no sense to have this phone, pay a fortune in monthly services, get full protection and when the phone gets damaged you can't just replace it, you have to pay another $100!! of deductible. Complete and total ripoff.
The phone currently retails for about 600 bucks...so it's a lot better than paying that. I suppose they could probably cover the whole amount and then raise your rate that you're paying for insurance each month...how's 50/month sound?