If the bank account applications or Android Pay or another application is requiring more security then the swipe to unlock, you have remove those applications from the phone and clear the security credentials from the phone before you can change the lock screen from a fingerprint/pin/password level to no security level aka the swipe option.
You really should keep the phone secure with more than the swipe option.
I'm most definitely NOT a VZW employee. If a post answered your question, please mark it as the answer.
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