I'm most definitely NOT a VZW employee. If a post answered your question, please mark it as the answer.
can any of you guys tell me how to get apps back off of memory card after a phone reset. none of my apps are showing on the card. thanks
@Ann154 is correct. The idea of having the apps on your SD card is not so they can be restored after a reset, but to free up internal memory on the phone to ensure operation as smooth as possible within the device.
However, in most cases once you open the Market up after the reset, you can tap "Menu" to select 'My Apps' to re-install your apps!
I hope that helps you out! Thank you!