I've taken advantage of Verizon Cloud. I understand the importance of clarification when addressing Verizon Cloud and costs. Allow us to help. Here's a link that answers questions like "How much does Verizon Cloud cost and what are my storage options?" and "How do I back up and sync my contacts using Verizon Cloud?" https://www.verizonwireless.com/support/verizon-cloud-faqs/#item2. Does this help you move forward?
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Yes, you can. The default Verizon Cloud, at ZERO cost, is CONTACTS ONLY. Only if you want to back up data is a subscription update at a cost required.