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Error Code 97

Hi, I have the Droid Incredible by HTC. I have been having issues with sending texts. I can recieve texts, but can not send any as my phone always tells me that the service is not available. Which is very upsetting considering I definetly have unlimited texting and have been keeping up on payments. I also noticed today that my 3g no longer works. It won't connect to the network. Is this an internal error on the phone? Or is something going on with Verizon? Any help would be much appraciated.

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