buying a phone vs. financing it?
TAMLIP45
Newbie

i've read all sorts of comments saying that if you finance the phone you are actually getting a better deal and you get a credit on your line access.  is that true? 

my contract is over, i am still on more everything plan. 

if i finance a phone, what does my line access charge go to?

if i buy the phone outright, what does my line access charge go to?

why is this SO HARD TO FIGURE out online?  is this easier in person, or am i better off on a phone call with customer service?  i am so disappointed that in this day and age i can't get adequate help online without picking up the phone.  i feel like i'm dealing with used car salespeople.....

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