I too rely on my Mobile Hotspot from time to time, s_burnmaster. I know that I would be concerned about additional costs before using it as well. The great news is that Mobile Hotspot is included with the 55+ Loyalty Unlimited plan. It's important to note that Hotspot speeds are limited to 600kbps on this plan. You can learn more bout the 55+ plan details here: https://www.verizonwireless.com/support/55-plus-unlimited-plan/
Does this information help? JosephE_VZW
No charge hotspot included. Download speeds are capped at 600kbps. I average about 643kbps download.
You can tell I'm really a novice at this. When checking the website you suggested, it has "Mobile Hotspots (e.g., Jetpack®) aren't compatible with this plan.", so I'm still not sure if I can use it. My car needs an update and it's not picking up my home wifi. I'm wondering if I can use my phone to get the download.
I believe they are stand alone hotspots. (Jetpacks) The built in phone hotspot is different, as it is included with this plan and built in on your phone. Its just capped at 600kbps and like i said i average about 640kbps download, so it should be enough to download your car update.