It pays off to have insurance. After all, I've been there a few times myself. Anyways, the deductible depends on a few things. If you have Asurion insurance, the iPhone 4S 16GB deductible begins $169.99 but does increase pending memory. Please know you can file your claim and get a proper price at http://bit.ly/07CrqPK .
Follow us on Twitter @VZWSupport