I have an iPhone 4S. I'm due to upgrade my 2-year contract with Verizon. However, I have been putting it off so that I can get the new iPhone. This weekend, my phone was lost and now I'm without a phone. I have total equipment coverage, but it is not worth it to me to pay the deductible and get it replaced if I am just going to get the new one in a week or two. Is there a way I can sign up for a 2-year contract with the iPhone 5 and then change it out for a 5S when is comes out? Isn't there a 60-day smartphone trial program?