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Recipient has insufficient funds to receive message

I have a gallaxy note 10.  Recently I have begun getting texts from MYSELF with the message, "recipient has insufficient funds to receive message." Like others reporting the same problem, I'm am looking for the cause and the fix.  I have the top of the line plan with Verizon, so it's not an issue with prepayment, etc.  A real solution from you folks at Verizon would be helpful to me Andrew, I'm sure, others reporting the same problem.

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