Who I have the same questioned this topic

So, the lowest cost prepaid plan is $45 a month, that is all?  No other fees, surcharges taxes, smartphone access fee?  1 GB data is sufficient for my needs for now and I can always upgrade later, right?  Why then would someone purchase The Verizon Plan for $30 + $20 smartphone access fee + taxes and fees?  Or am I just supposed to "know" that there are all these unknown and unstated fees with the $45 prepaid plan?