I have been with Verizon for 8 years. But once I seen how much they are charging, I am very disappointed. Speaking with T Mobile, they will pay off all four phones which total to be about 2k and we will only pay $54.00 a month for each line. Plus 3 subscriptions like Disney, Paramount Plus, etc. Also, one year of AAA Road Service for one of us. Guarantee not to go up for five years so we are locked in for 54 a month. I tried talking with a Verizon representative and we are paying on average $460 a month. They said they can drop it to $405.00 a month. But if you do the math, we would only be paying $216.00 for all 4 lines. That is a big savings.