I have been a Verizon customer for 13 years... in the past I have been able to upgrade to newer phone before paying current device off in full. I currently have the Galaxy zfold 5 & it is 55% paid off & really want the new Galaxy Zfold 7 but app is saying I have to pay current device off in full before I can upgrade. Is this true? There are so many other providers available that still allow customers to stay updated with new devices coming out. Honestly, with the prices of these devices, who has $2000 to spend upfront on a phone... a bit unrealistic!