Today I removed my battery temporarily, and when I replaced it, I found that I had lost all my personalized settings. My background was the initial out-of-the-box display, and all my individual pages and shortcuts were gone. In their place were all those things you get when the Incredible is first powered up. Last week I did get my 4.06 and 4.08 updates, and other than going through a factory reset and losing all my applications, replacing all my apps and rebuilding all my pages seemed to be behind me. Removing the battery today was the only activity I did. I didn't loose any of my reloaded apps, just their shortcuts. Calling Verizon produced only one comment that perhaps I had received an unannounced fix/patch from HTC and that until I removed the battery it didn't activate. Has anyone experienced this issue??