I love this phone so much but they seem to be in extremely limited supply. Even if I purchased Insurance it doesn't seem like they will be able to replace my phone with the same model which I Love! So, I snagged a factory refurbished one for $112 bucks on ebay this morning. I calculated the $7 a month times 24 months and figured out that even before the deductible having a second phone in a drawer is the best insurance I can hope for for this particular device. The seller only has 3 left. The phone seems to have disappeared. I contacted Verizon and they had me contact Sharp. I can't even locate the device on Sharps website. Microsofts site doesn't list the phone as an option on their buy screen so ... I imagine that it's being discontinued.
I was pretty happy to find one I could afford that is definitely a TWOm and not a contract phone. 
