This is a replaecment phone Ive had for 32 days. It wasnt dropped and had no water damage. SImply stopped functioning. The 4 bottom buttons wont work, he screen barely recognizes touch. It wont factory reset, and to top it all off, my Settings App "is no longer installed" on my phone. **bleep** could have happened? This is some weird **bleep** and its maddening, seeing as how it woeked one moment and the next...nothing. Any advice? Will the insurance company or Verizon replace this? What a racket...