I upgraded my sim to the nfc secure and installed Isis mobile wallet
Vipre is the best antivirus around found ... I have informed Verizon and Vipre ... Vipre techs are researching to see if it has malware or just a false positive i will post as soon as they let me know .... this posted just to make you aware of a possible security issue
Antivirus Scan
1 threat was detected: - Trojan.AndroidOS.Generic.A

App Uninstalled
Application com.isis.mclient.verizon.activity was uninstalled from your device