My phone is stuck on the opening "Samsung Galaxy Note II" screen. I tried taking the battery out and even took the sims card out and put it in my husbands phone and it still does the same thing. For the past few weeks I've had issues with the phone not charging, cutting on and off and missing apps. My contract is up in March and I found out the man that signed us up for the phone didn't add insurance on the plan. So now what?