my phone will not charge at all ive use numberous of charger even went and bought a brand new one and still my phone will not charge i called to see about getting replacement device i talk to serveral people and this one lady was going to send me a phone but it started charging well then i call back and talk to a different guy and he tells me they cannot replace is due to my screen being cracked he said thats probley the reason which i know thats not why cause its been crack since a couple days after ive got it and it charged just fine up till now so the man is saying i gotta go the my insurance comany to get a new phone but i dont think i should have because i know the crack screen has nothing to do with why my phone will not charger should i call and talk to someone else about it or just go ahead and order a new one threw my insurance even tho i do not really have $99 to spare so what should i do?