Insurance at Verizon as its customer service has become flawed and not worth the 9 to 11 dollar a month fee. Purchased a Galaxy S6 edge through edge and from week one had nothing but trouble. Software issues and battery issues, Decided to call tech support and was disappointed with the response. 1st tech support wanted me to troubleshoot and then wanted to pass on the issue to Samsung and their response was to send the phone in. At 11 dollars a month for insurance a person is better off buying a secondary phone for that yearly fee. Verizon is not the only scammer ATT, Sprint, and T-Mobile are on this too. At the end of the conversation all carriers are not providing the service or the details of the service that customers are paying for. Read and review carefully before you sign on for insurance because its your hard earned money.