Why is bloatware installed on devices when there is no subsidized or "upgrade pricing" available anymore? If we have to pay installments or outright for a new phone, any pre-installed verizon apps, games or any other apps should be user removable. Yes, I know I can disable it, but what if I have no use at all for those apps Ives disabled? I shouldn't have to root my phone just to be able to remove bloatware.