I am very upset, i payed 300.00 for a phone that i had for 3 days, then i had to get a new one, and now its been 3 months and the same thing has happened. The charging port is loose. And it will not charge. I have tried several different charges, and still no luck. I have insurance on it, and the warranty i believe. Will i have to pay for a new phone or will this be covered?