I have a individual account and am currently using an S7 phone. I'm interested in switching to a Cat S48c rugged phone. I've checked the specs and it should work fine on the Verizon network. I read a customer review on another site that said Verizon will only activate this phone on a business account. Does anyone know if this is accurate. I have not spoken with a service rep. yet. I am aware that the Kyocera is listed as a rugged phone option through Verizon but I don't want that phone. Any help is appreciated. Thank you.