It has been 3 months of Note7 madness and I still haven't received my MONEY back yet!! I have done everything I needed to do But I still haven't gotten a my down payment and my accessories refund yet. I have reverted back to my old phone until I get made whole from the Note7. I am still paying my phone bill every month as I always have. I am tired of the run around about MY MONEY that is owed to me. I'm just wondering how long does it take to give it to me. I am sooooo disappointed in Verizon right now!!!! I just want my Money it ben too long