Verizon/Asurion insurance cracked screen coverage is a scam.
It's deductible pricing for phone replacement is also a scam - particularly for phones more than one year old.
Asurion/Verizon refused to replace my Samsung S9+ screen for $29 because their was a scratch on the back of the phone. I was happy with the phone and just wanted my cracked screen replaced.
Instead, Verizon/Asurion required that I pay a $200 deductible for a new phone BUT they could not guarantee the phone to be a new phone but probably a USED phone.
I can get USeD S9+'s off of Ebay or Amazon for less than the $200 deductible without paying the $15 per month insurance.
This cracked screen coverage is a scam. Verizon advertises screen repair for $29, then denies it & then charges you a deductible that is more that the cost of a used phone in the market.
The deductible charged for a used phone is also a second scam. I paid $180 per year for three years per phone to get a ridiculously high deductible given market for a used phone.
I just cancelled insurance on all four of my lines. Outrageous.