I got an email stating that I will be getting a damaged device fee for a phone that would not turn on. The image that was sent in the email was not viewable and I stated that the glass on the camera lens was broken when I made the initial contact. I pay the extra $50 a month for insurance. Why do I even pay for this service just to be charged more than the phone is worth to replace it? I feel I did nothing wrong and that the admin side of this should have been better. I wish I would have taken screenshots of my conversation. Anyone else dealing with this problem? I am about to switch to a different carrier and just use my old phone.