I pay all my bills online. I either have them auto-drafted the day I want or the sites I pay at give me options of the pay date up to the actual date due. For example, QVC, American Express, Discover all give me the option of choosing when to aplly the payment. I can be online on the 7th of the month and schedule my payment to come out on the 15th. Why doesn't Verizon have this option? I pay with a credit card. Please help!!!