I have a suggestion for email notification when an online payment fails for whatever reason. Two times in the last 12 months my online payment failed when Verizon claims they tried to pull from my bank account, but couldn't find it. The other 10 months, both before and after the failures, succeeded. Why the random failures? Regardless, there should be a feature in the software to email a "notification of payment failure" to alert the customer. Otherwise, it just becomes a late payment and possible disconnect notice. You can go on the website to check if it succeeded some days after the authorization, but I may not always remember. Neither the bank nor Verizon seems to be able to tell my why the failures have happened, so that issue is still unresolved. Solving it would be reduce, but not eliminate, the need for the e-notice.