I had a Verizon DSL. On April 2013 I closed that account since I the speed was very slow and no FIOS available at that time. I didn't receive any final bill from Verizon or any letter from collection agency. When I checked my credit report in September there was a past due reported in my credit report. I have contacted the collection agency and paid the bill of $54.49. I didn't know the amount due itself until I call the collection agency. If I would have received the bill or any communication before reporting it to credit agency then I would have paid that bill. With out sending any form of communication Version has sent a report to credit agency. I feel that Verizon is punishing their customer who are leaving with pout giving any proper communication about the bill. Now I paid all the balances but still my credit report shows past due. I am not sure what I can do to fix my credit.