I hope someone here can help me. Late last year, I was checking my credit report and I saw that verizon place a report to my account for collection, for an account I close earlier that year. I called Verizon and they told me that they had a balance due of $68.82 on my account after I had canceled my service that was not paid in full in 30 days. The debt was immediately paid off as soon as I learned of the charges due after pulling my credit report. I never received any bill in the mail, email or even got a collection letter. I called Verizon credit and they said that they could not do anything to help me. They told me that they cannot remove anything from the credit report.. So I hope someone here can help me clear this problem since I have never recieved a collection letter. I would really like to have this resolved ASAP since I'm looking for a mortgage loan and this had really lowered my credit score.
Thank you.