I am a repeat Verizon customer. I was signed up for paperless bill pay in my last go around as Verizon customer. I was never late for a payment. When I closed my account, there was no balance on the account.
Earlier this year I discovered that there is a negative entry on my credit report because of a small outstanding payment to Verizon. As I was getting ready to refinance, I made the payment.
This is the only negative entry on my credit ever, that too, over a small amount. I feel totally cheated. I would think these big companies are obligated by law to inform the customer if there is an outstanding payment before sending it to collections and so forth. At least send a bill to the address. I disputed the payment through credit agencies but that has not worked.
What are the options to get this off my record?